Lending
A securities-based line of credit lets you access liquidity while your investments stay invested. Draw and repay as needed, with no application or origination fee and interest charged only on what you use.
| Item | Amount |
|---|---|
| Application fee | $0 |
| Origination fee | $0 |
| Annual fee | $0 |
| Interest | Variable APR tiered by outstanding balance |
| Late payment | $25 |
All VaultX Private Bank deposit and lending tiers, refreshed live.
| Term | Fees | Notes | ||||
|---|---|---|---|---|---|---|
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Rates refresh automatically every 30 seconds and are illustrative for this demonstration application. Sort any column by selecting its heading.
Securities-based lending carries risk. A market decline may require you to deposit additional collateral or repay part of the loan, and eligible securities may be sold to meet a maintenance call, possibly with tax consequences.
A line of credit is not a margin loan and may not be used to purchase securities. Rates are variable and illustrative for this demonstration application.
Lending products are offered by VaultX Private Bank, National Association, Member FDIC. Equal Housing Lender. Securities and other non-deposit investment products are not FDIC insured, are not deposits or obligations of, or guaranteed by, VaultX Private Bank, and are subject to investment risk, including possible loss of principal.
Investment Products
Securities in your account protected up to $500,000, including $250,000 for claims for cash. For details, see the investor protection corporation's coverage summary.
Banking Products
FDIC Insured — backed by the full faith and credit of the United States Government. VaultX Private Bank, N.A. is an Equal Housing Lender.
